Money
- Banking
- Budgeting
- Credit Cards
- Debt
- Home-Buying
- Housing
- Insurance
- Investing
- Retirement
- Scams
- Shopping
- Personal Finance
- Side-Hustles
- Taxes
Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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When to Withhold Payment From Your Contractor
Hiring a contractor can seem like an exercise in endless check-writing—but sometimes you need to put that checkbook away.
How to Fill Out Your W-4 to Get More Money in Your Paycheck
If you want a larger refund you can choose to withhold extra money from your paychecks.
Here's How Much Money You Should Have in Your Emergency Fund in 2024
Don't let your savings take a backseat, even when times are tough.
What to Do If You Haven't Filed Your Taxes in Years
The potential penalties and stress from skipping out on filing your taxes will only get worse over time.
You Could Get Money From This Hyundai and Kia Class Action Lawsuit
A revised settlement agreement could bring up to $145 million or more in relief to Hyundai and Kia owners.
How to Make a ‘Minimally Viable’ Budget (and Why You Should)
Working out a “minimally viable” budget means knowing the smallest amount of income you can survive on without starving.
All the Home Improvement Tax Credits You Can Take Advantage of This Year
Certain home improvements have tax benefits that can help alleviate costs and bring upgrades to life.
How to Tell If You Qualify for the Earned Income Tax Credit
When it comes to this credit, meant for low- to moderate-income workers, you might be leaving cash on the table.
How to Add Money to Venmo, If You Must
Treat Venmo like your cash, not like a personal bank.
These Financial ‘Experts’ Got Scammed, so You Can Too (Really)
Take it from a financial therapist: Anyone can be a victim.
How to Talk to a Real Human at the IRS Without Waiting on Hold Forever
Yes, it is possible to get help from an actual person—if you know how.
How to Find an Old 401(k)
Don't miss out on your own hard-earned retirement savings.
This Is the Standard Deduction for the 2023 Tax Year
Most people choose this amount over itemizing deductions.
Five Times When You Shouldn't Renovate Your House Before Selling
When selling your home, you’re often advised to put some money into it—but you don’t always get that money back, and buyers won’t care if they’re just going to renovate themselves.
Seven Things You Didn’t Realize You Can Claim on Your Taxes
It’s tax season again, and you might be able to shave a bit off yours in some surprising ways.
How to Make Sure Your Tax Preparer Actually Knows What They’re Doing
Remember that you are legally responsible for your taxes, even if someone else is preparing the return.
How Married Couples Can Double Their Retirement Tax Breaks
Too many married filers overlook this option.
How to Spot a 'Catfish House' (Before You Buy One)
Buying a house like this can leave you with a lot of expensive, troublesome repairs.