Money
- Banking
- Budgeting
- Credit Cards
- Debt
- Home-Buying
- Housing
- Insurance
- Investing
- Retirement
- Scams
- Shopping
- Personal Finance
- Side-Hustles
- Taxes
Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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How to Avoid Force-Place Insurance on Your Home or Car (and Why You Should)
Lenders sometimes go ahead and purchase insurance you don’t need.
Why Mortgage Lenders Charge Prepayment Penalties (and How to Avoid Them)
Be aware of all the sneaky terms before you get a mortgage.
The Truth About the Range Rover Tax 'Loophole'
Please don't get a luxury car and try to write the whole thing off.
When Renovating Your Rental Is Actually a Good Idea
Renovating a property you don’t own seems like a bad idea—but under the right circumstances, there are distinct benefits.
The Real Cost of a Peloton
The bike is one thing. The accessories are another.
The Weirdest Side Hustles That Can Make You Real Money
Make money as well as something to tell your grandkids about (or not).
How I Became a Children's Book Author
A book can change a kid's life—what if you could write that book?
All the Metal Stuff You Can Sell for Scrap When Remodeling
When you tear your house apart to beautify it, it’s typical to just order a dumpster for the debris—but there might be scrap metal money in it for you.
How to Spot a Fake IRS Letter
While the IRS may be firm, they will never use threatening language.
How to Track Your Federal Tax Refund
The IRS says it issues more than 9 out of 10 refunds in less than 21 days.
Why You Shouldn’t Buy or Rent for the Building Amenities
We often get lured into a condo or rental with the promise of shared amenities, but they’re not worth anything if you don’t use them.
This New Rule Will Cap Credit Card Late Fees at $8
By cutting late fees, over 45 million card users could save an average of $220 annually.
The Best Coffee Subscriptions Based on What You Get
Whether you are a coffee snob who knows what you love or a complete novice, there is a subscription for you.
How to Prepare for Moving Up (or Down) a Tax Bracket
If you think you might be moving to a new tax bracket, don't wait until tax season to find out.
Here's How a Home Equity Loan Works
Harness your home's equity for things like home renovations, college tuition, or other major expenses.
You Might Already Be Able to File Your Taxes for Free With the IRS’s New Tool
The IRS's free filing program is available in 12 pilot states.
All the Changes to Know About Before Filing Your 2024 Taxes
As usual, there are several changes to keep in mind while preparing your return.
How Long Do ‘Lifetime Warranties’ Actually Last?
Warranties on roofs, houses, and other property and items often promise a “lifetime” of protection—they often actually last a lot less than that.