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Adjustable-Rate Mortgages Are Probably Still a Bad Idea
ARMs are on the rise again—and you should be wary of them.
How to Apply for Student Loan Forgiveness Right Now
The Department of Education has launched a beta test for Biden's sweeping debt-relief plan.
Why You Should Apply for a Student Loan Refund Before Forgiveness
You didn't have to pay during the pandemic, but if you did, you can get that money back.
The True History of Credit Scores
Critics contend that the system still has discriminatory effects.
How to Tell If You're Eligible for Student Loan Forgiveness
If you have debt from federal student loans, this is your lucky day—maybe.
How to Find Out If You Have a Pell Grant
President Biden announced $20,000 in student debt forgiveness for Pell recipients.
The Basic Loan Terms Everyone Needs to Know Before Borrowing Money
Need to borrow money? Here are the basics for first-time borrowers.
How to Use an Auto Equity Loan When You Need the Money
If you need some cash and you’re well into your car loan, you might have a solution.
Is It Better to Reprice or Refinance a Loan?
Repricing is often faster—and cheaper—than refinancing.
Everything You Should Do Before Interest Rates Go Up
Borrowing money is about to become more expensive.
What Happens If You Don’t Pay Back Your Student Loans and Just, You Know, Say 'Fuck It'
You can absolutely ignore your student loans...but you should know the consequences.
How Much Does a Bad Credit Score Really Cost You?
The difference between an exceptional and poor credit score costs a lot over a lifetime.
You Might Finally Qualify for Student Loan Forgiveness
New Public Service Loan Forgiveness rules mean hundreds of thousands of borrowers could have their loans forgiven faster than expected.
The Difference Between Credit Cards, Personal Loans, and a Personal Line of Credit
Although they're similar, these types of credit aren't the same.
How to Take Advantage of (and Keep) a High Credit Score
Reap the rewards of all your hard work getting that score up—without causing it to drop back down.
Why You Should Always Ask for a 'Super Bill' of Your Medical Charges
An itemized bill will help you spot mistakes, which you may have noticed are pretty common.
Use the 28/36 Rule to Decide Whether You Can Afford a Mortgage
Lenders use it to approve mortgages, so you might as well know how it works, too.
Get Your PPP Loan Forgiven Faster Using This New Portal
The SBA's portal can process loan forgiveness claims in less than 72 hours.
Why (and How) to Behave Like Someone With an 800+ Credit Score
See how your own spending habits stack up against super-prime borrowers.
How to Get 25% Off Your Federally-Backed Mortgage
With a foreclosure ban expiring in August, you might need the extra relief.